Gain Confidence - retiringincome.com

Gain Confidence

Simple videos that make retirement income easy to understand.

Not growth. Not market highs. Just reliable paychecks you can count on. If you're wondering how to turn your savings into income that lasts, you're not alone—and this story is for you.

Most People Get Retirement Completely Wrong #Money #FinancialTips

This story isn’t just about dependability. It’s about what dependable income makes possible. He worked hard, rose at 4 AM to protect his crew from the heat, and came home exhausted—but always in time for dinner. That kind of presence isn’t just a personality trait. It’s what happens when income is steady, predictable, and built to support a life that shows up for family. Guaranteed income lets you be there—without the stress, without the scramble.

4 AM Wake-Ups So His Crew Wouldn't Suffer #dedication #respect

Curious about the foundation of a secure retirement? My dad, a self-made man from South Carolina, didn't trust the stock market with his hard-earned money. He found peace in the predictable income of Social Security, a stark contrast to his 401k balance. This story explores why guaranteed income, much like his experience in business family, provides true financial security and peace of mind, allowing him to enjoy his golden years comfortably, whether in charleston sc or elsewhere.

$200,000 on Paper, $2,700 in His Pocket — Which One Mattered

Most retirees worry about running out of money.
This is how some people create a guaranteed monthly paycheck they can’t outlive.

Fix Your Retirement With One Smart Move

Worried you might run out of money after you retire? You’re not alone.

Many retirees look at a large 401(k) balance and assume they’re set — but once the paychecks stop, that account suddenly has to do a job it was never designed to do: provide reliable income for the rest of your life.

In this video, I explain why a big 401(k) balance doesn’t automatically mean retirement security — why relying on market withdrawals and the outdated 4% rule can put your income at risk — how market downturns combined with withdrawals can drain savings faster than expected — and why putting everything into CDs often leads to frustration, busywork, and diminishing returns.

I also walk through how some of the happiest retirees create something many people are missing — a guaranteed monthly paycheck for life. By shifting a portion of savings into a strategy designed for income, retirees can reduce stress, protect against market volatility, and stop worrying about managing withdrawals year after year.

You’ll learn how predictable monthly income can provide clarity and confidence in retirement — how protection from market swings can help you rest easier — how income can continue for a spouse — and how this approach can help reduce the risk of financial mistakes later in life.

If you’d like to see what your own guaranteed retirement paycheck could look like, you can schedule a complimentary, no-obligation call using the link below. On that call, I’ll review your situation, compare income options from top-rated insurance companies, and show you what kind of lifetime income you may be able to create — at no cost to you.

Schedule your complimentary retirement income call here:
https://calendly.com/kim_saunders/income-planning-with-kim

This video is for educational purposes only and is not intended as personalized financial advice.

The Best Retirement Income Strategy for $300K

Doing nothing with your 401(k) can feel safer than making a decision — until it isn’t.
This is the real story of a retiree who waited too long and what finally changed everything.

#401k #retirementplanning #retirementincome #financialmistakes #retirementready

This Retiree's 401(k) Regret #financialmistakes #retirementready

I recently worked with a client — I’ll call him George — who had left his money sitting in his 401(k), fully invested in the stock market for years. Not because he had a plan, but because the responsibility of making a decision about that money felt overwhelming.

That 401(k) wasn’t just a balance on a screen. It was his life savings, his future income, and the security of his wife.

When people don’t know who to trust, avoidance often feels safer than action. So George ignored it and hoped for the best. But as time went by and he got older, the weight of that responsibility grew heavier. Then the stock market went into a correction, and suddenly doing nothing didn’t feel safe anymore.

George wasn’t trying to chase returns or get fancy. He was scared — scared of making the wrong move, scared of triggering a massive tax bill, and scared of getting stuck in something he didn’t understand.

That’s when he called me.

The first thing I helped George do was get his money out of the stock market. And when we made that move, he didn’t lose a single dollar to taxes. That moment alone changed everything for him, because for years he believed that touching his 401(k) automatically meant handing tens of thousands of dollars to the IRS.

From there, we repositioned his money into a place where he doesn’t pay ongoing fees and doesn’t have to worry about market swings. He now receives a guaranteed monthly income for the rest of his life.

But George’s biggest concern wasn’t just his own income — it was his wife. He needed to know that if something happened to him first, her income wouldn’t stop. So we built the plan so the payments continue for the rest of her life.

When his family finally understood how it worked, his wife looked at me and said it sounded too good to be true. It wasn’t. There were no hidden fees, no stock market risk, and no tax loss.

What changed for George wasn’t just his money. It was the pressure he had been carrying for years. For the first time, he felt relief, clarity, and peace of mind — knowing his income is protected and his wife will be taken care of no matter what happens next.

That’s what happens when you stop avoiding your 401(k) and finally have someone you trust to help you carry the responsibility.

🔔 Important Note

This content is for educational purposes only and does not constitute personalized financial or tax advice. Individual results may vary. Always consult a qualified professional before making financial decisions.

Tired of Being Scared About Your 401k? Try This

Most people don’t realize how much unpredictable money impacts them psychologically.

When retirees know a deposit is hitting their checking account every single month — like a pension or military retirement — something shifts. There’s peace. Confidence. Less stress.

Life isn’t all about money.
But when money isn’t in place, it can quietly create anxiety and uncertainty.

That’s why, for some people, putting a portion of their savings into a guaranteed income strategy can make such a powerful difference — not just financially, but emotionally too.

How Military & Teachers Sleep at Night (Pension Power) #Retirement #Security

Most retirees don’t realize this until they’re already living it.
Predictable income changes how you think, how you spend, and how you enjoy retirement.
When income feels uncertain, everything starts to feel heavier.

Uncertain Paychecks Ruin Everything In Retirement #moneytips #retire