retiringincome.com

Menu
learn more

Gain Confidence

Subscribe

Simple videos that make retirement income easy to understand.

How much will a $200,000 income annuity oay for a couple? What does Dave Ramsey think about annuities? At Retirement Ready with Kim Saunders, we specialize exclusively in creating guaranteed retirement paychecks that you can never outlive. Because our focus is retirement income rather than ongoing investment management, we do not charge ongoing asset management fees. Learn how to turn your 401(k), traditional IRA, or cash savings into dependable lifetime income backed by top-rated insurance carriers. 📺Like what you hear in the video? Schedule a call with me here: https://go.retiringincome.com/talk 📘 Free Retirement Income Guide: https://retiringincome.com/wp-content/uploads/2025/12/FREE-INCOME-REPORT-WEBSITE-2.pdf CHAPTERS: 00:00 Turning $200K Into Lifetime Income 00:38 The 55-Year-Old Couple Example 01:05 Level Income Only (Non-Reducing) 01:32 $2,590 Monthly Joint Lifetime Income 01:55 What Happens When One Spouse Dies 02:25 If They Don’t Buy the Annuity 02:45 The Money Runs Out in 6 Years 03:10 Longevity Risk (44% Chance to Reach 95) 03:35 Annuity Pays Long After Money Is Gone 03:55 30-Year Income Example ($932,656 Total) 04:20 Dave Ramsey & Suze Orman Anti‑Annuity Stance 04:50 Real Question: Do You Need Guaranteed Income 05:20 Lump Sum Depletion Study (MetLife 2026) 05:45 Debt Advice vs Retirement Income Planning 06:10 Strategy: Carve Out the Income Piece 06:40 Market Risk & Income Security 07:05 Real Fear: Income at 85, 90, 95 07:30 Final Message & Call to Action 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝘄𝗶𝘁𝗵 𝗞𝗶𝗺 𝗔𝗯𝗼𝘂𝘁 𝗞𝗶𝗺:https://retiringincome.com/about-kim/ 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝘄𝗶𝘁𝗵 𝗞𝗶𝗺 𝗼𝗻 𝗟𝗶𝗻𝗸𝗲𝗱𝗶𝗻:https://www.linkedin.com/in/kim-saunders-8039791774sc/ 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝗪𝗶𝘁𝗵 𝗞𝗶𝗺 𝗼𝗻 𝗙𝗮𝗰𝗲𝗯𝗼𝗼𝗸:https://www.facebook.com/RETIREMENTREADY 𝗪𝗲𝗯𝘀𝗶𝘁𝗲: https://retiringincome.com/ 👍 Like this video and subscribe for weekly retirement income education. #annuity #retirementincome #incomeannuity
Annuity vs. Dave Ramsey! What $200,000 Pays Every Single Month
Retirement planning between 50 and 55 determines whether you retire early OR work into your 70's. At Retirement Ready with Kim Saunders, we specialize exclusively in creating guaranteed retirement paychecks that you can never outlive. Because our focus is retirement income rather than ongoing investment management, we do not charge ongoing asset management fees. Learn how to turn your 401(k), traditional IRA, or cash savings into dependable lifetime income backed by top-rated insurance carriers. 📺Like what you hear in the video? Schedule a call here: https://go.retiringincome.com/talk 📘 Free Retirement Income Guide: https://retiringincome.com/wp-content/uploads/2025/12/FREE-INCOME-REPORT-WEBSITE-2.pdf 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝘄𝗶𝘁𝗵 𝗞𝗶𝗺 𝗔𝗯𝗼𝘂𝘁 𝗞𝗶𝗺:https://retiringincome.com/about-kim/ 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝘄𝗶𝘁𝗵 𝗞𝗶𝗺 𝗼𝗻 𝗟𝗶𝗻𝗸𝗲𝗱𝗶𝗻:https://www.linkedin.com/in/kim-saunders-8039791774sc/ 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝗪𝗶𝘁𝗵 𝗞𝗶𝗺 𝗼𝗻 𝗙𝗮𝗰𝗲𝗯𝗼𝗼𝗸:https://www.facebook.com/RETIREMENTREADY 𝗪𝗲𝗯𝘀𝗶𝘁𝗲: https://retiringincome.com/ 👍 Like this video and subscribe for weekly retirement income education. #annuity #retirementincome #incomeannuity
Annuity Warning: a 401(k) Drop Will Cut Your Paycheck!
INCOME ANNUITY: Does the insurance company keep your money when you die? Many people avoid purchasing an income annuity because they fear the insurance company keeps all the money upon their death. This video explains how it works. At Retirement Ready with Kim Saunders, we specialize exclusively in creating guaranteed retirement paychecks that you can never outlive. Because our focus is retirement income rather than ongoing investment management, we do not charge ongoing asset management fees. Learn how to turn your 401(k), traditional IRA, or cash savings into dependable lifetime income backed by top-rated insurance carriers. 📺Like what you hear in the video? Schedule a call with me here: https://go.retiringincome.com/talk 📘 Free Retirement Income Guide: https://retiringincome.com/wp-content/uploads/2025/12/FREE-INCOME-REPORT-WEBSITE-2.pdf 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝘄𝗶𝘁𝗵 𝗞𝗶𝗺 𝗔𝗯𝗼𝘂𝘁 𝗞𝗶𝗺:https://retiringincome.com/about-kim/ 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝘄𝗶𝘁𝗵 𝗞𝗶𝗺 𝗼𝗻 𝗟𝗶𝗻𝗸𝗲𝗱𝗶𝗻:https://www.linkedin.com/in/kim-saunders-8039791774sc/ 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝗪𝗶𝘁𝗵 𝗞𝗶𝗺 𝗼𝗻 𝗙𝗮𝗰𝗲𝗯𝗼𝗼𝗸:https://www.facebook.com/RETIREMENTREADY 𝗪𝗲𝗯𝘀𝗶𝘁𝗲: https://retiringincome.com/ 👍 Like this video and subscribe for weekly retirement income education. #annuity #retirementincome #incomeannuity
Annuity Death Benefit: Does Your Family Get NOTHING?
Income annuity strategies are what separate people who retire with confidence from people who hope their money lasts. If you're doing your retirement planning and relying entirely on Social Security, you could be walking away from $1.3 million in guaranteed lifetime income. Social Security is getting to a point where we just can't depend on it. By 2032, benefits face a permanent 22% cut. That $2,000/month drops to $1,500. And yet — people stay obsessed with it. They won't admit it. They won't look elsewhere. This obsession is the costly mistake. It blinds you to the one financial tool that simply guarantees you income for life. At Retirement Ready with Kim Saunders, we specialize exclusively in creating guaranteed retirement paychecks that you can never outlive. Because our focus is retirement income rather than ongoing investment management, we do not charge ongoing asset management fees. Learn how to turn your 401(k), traditional IRA, or cash savings into dependable lifetime income backed by top-rated insurance carriers. 📺Like what you hear in the video? Here's how I can help: 1. Watch the video on how to avoid running out of money in retirement: https://go.retiringincome.com/growth 2. Schedule a call with me here: https://go.retiringincome.com/talk ⏱️ Chapters: 0:00 — Social Security's 22% cut is coming 0:30 — How Social Security obsession costs you $1.3M 1:00 — Why you need another guaranteed income stream 1:20 — The real cost: $500K to $1.3M in missed income 2:00 — The root cause: relying on Social Security only 2:30 — Schedule your consultationEven if your account is zero, an income annuity contract legally must pay you for life. 📘 Free Retirement Income Guide: https://retiringincome.com/wp-content/uploads/2025/12/FREE-INCOME-REPORT-WEBSITE-2.pdf 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝘄𝗶𝘁𝗵 𝗞𝗶𝗺 𝗔𝗯𝗼𝘂𝘁 𝗞𝗶𝗺:https://retiringincome.com/about-kim/ 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝘄𝗶𝘁𝗵 𝗞𝗶𝗺 𝗼𝗻 𝗟𝗶𝗻𝗸𝗲𝗱𝗶𝗻:https://www.linkedin.com/in/kim-saunders-8039791774sc/ 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝗪𝗶𝘁𝗵 𝗞𝗶𝗺 𝗼𝗻 𝗙𝗮𝗰𝗲𝗯𝗼𝗼𝗸:https://www.facebook.com/RETIREMENTREADY 𝗪𝗲𝗯𝘀𝗶𝘁𝗲: https://retiringincome.com/ 👍 Like this video and subscribe for weekly retirement income education. #retirementincome #annuity #INCOMEANNUITy
Annuity Mistake That Can Cost You $1.3M!
See how much a 650,000 income annuity pays monthly for a couple at ages 61 and 62. Many retirees overlook the fundamental mechanics of their cash flow. This video breaks down the financial reality of purchasing a fixed annuity versus relying on government benefits. At Retirement Ready with Kim Saunders, we specialize exclusively in creating guaranteed retirement paychecks that you can never outlive. Because our focus is retirement income rather than ongoing investment management, we do not charge ongoing asset management fees. Learn how to turn your 401(k), traditional IRA, or cash savings into dependable lifetime income backed by top-rated insurance carriers. 📺Like what you hear in the video? Schedule a call with me here: https://go.retiringincome.com/talk 📘 Free Retirement Income Guide: https://retiringincome.com/wp-content/uploads/2025/12/FREE-INCOME-REPORT-WEBSITE-2.pdf 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝘄𝗶𝘁𝗵 𝗞𝗶𝗺 𝗔𝗯𝗼𝘂𝘁 𝗞𝗶𝗺:https://retiringincome.com/about-kim/ 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝘄𝗶𝘁𝗵 𝗞𝗶𝗺 𝗼𝗻 𝗟𝗶𝗻𝗸𝗲𝗱𝗶𝗻:https://www.linkedin.com/in/kim-saunders-8039791774sc/ 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝗪𝗶𝘁𝗵 𝗞𝗶𝗺 𝗼𝗻 𝗙𝗮𝗰𝗲𝗯𝗼𝗼𝗸:https://www.facebook.com/RETIREMENTREADY 𝗪𝗲𝗯𝘀𝗶𝘁𝗲: https://retiringincome.com/ 👍 Like this video and subscribe for weekly retirement income education. #annuity #retirementincome #incomeannuity
Is This $650,000 Annuity Payout Enough to Retire On?
Find out what a $500,000 annuity pays you every month in retirement — and how income annuities create guaranteed lifetime income without stock market risk. At Retirement Ready with Kim Saunders, we specialize exclusively in creating guaranteed retirement paychecks that you can never outlive. Because our focus is retirement income rather than ongoing investment management, we do not charge ongoing asset management fees. Learn how to turn your 401(k), traditional IRA, or cash savings into dependable lifetime income backed by top-rated insurance carriers. 📺Like what you hear in the video? Here's how I can help: 1. Watch the video on how to avoid running out of money in retirement: https://go.retiringincome.com/growth 2. Schedule a call with me here: https://go.retiringincome.com/talk 📘 Free Retirement Income Guide: https://retiringincome.com/wp-content/uploads/2025/12/FREE-INCOME-REPORT-WEBSITE-2.pdf 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝘄𝗶𝘁𝗵 𝗞𝗶𝗺 𝗔𝗯𝗼𝘂𝘁 𝗞𝗶𝗺:https://retiringincome.com/about-kim/ 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝘄𝗶𝘁𝗵 𝗞𝗶𝗺 𝗼𝗻 𝗟𝗶𝗻𝗸𝗲𝗱𝗶𝗻:https://www.linkedin.com/in/kim-saunders-8039791774sc/ 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝗪𝗶𝘁𝗵 𝗞𝗶𝗺 𝗼𝗻 𝗙𝗮𝗰𝗲𝗯𝗼𝗼𝗸:https://www.facebook.com/RETIREMENTREADY 𝗪𝗲𝗯𝘀𝗶𝘁𝗲: https://retiringincome.com/ 👍 Like this video and subscribe for weekly retirement income education. #retirementincome #annuity #INCOMEANNUITy
The $500,000 Annuity: How Much Will It Pay You Every Month?
An annuity funded with $150,000 can pay you $2,277 every single month for life — but only if you choose the right payout structure. I break down exactly why one option guarantees lifetime income while the other runs out in 5 years. At Retirement Ready with Kim Saunders, we specialize exclusively in creating guaranteed retirement paychecks that you can never outlive. Because our focus is retirement income rather than ongoing investment management, we do not charge ongoing asset management fees. Learn how to turn your 401(k), traditional IRA, or cash savings into dependable lifetime income backed by top-rated insurance carriers. 📺Like what you hear in the video? Schedule a call with me here: https://go.retiringincome.com/talk 📘 Free Retirement Income Guide: https://retiringincome.com/wp-content/uploads/2025/12/FREE-INCOME-REPORT-WEBSITE-2.pdf 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝘄𝗶𝘁𝗵 𝗞𝗶𝗺 𝗔𝗯𝗼𝘂𝘁 𝗞𝗶𝗺:https://retiringincome.com/about-kim/ 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝘄𝗶𝘁𝗵 𝗞𝗶𝗺 𝗼𝗻 𝗟𝗶𝗻𝗸𝗲𝗱𝗶𝗻:https://www.linkedin.com/in/kim-saunders-8039791774sc/ 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝗪𝗶𝘁𝗵 𝗞𝗶𝗺 𝗼𝗻 𝗙𝗮𝗰𝗲𝗯𝗼𝗼𝗸:https://www.facebook.com/RETIREMENTREADY 𝗪𝗲𝗯𝘀𝗶𝘁𝗲: https://retiringincome.com/ 👍 Like this video and subscribe for weekly retirement income education. #annuity #retirementincome #incomeannuity
The $150k Annuity That Pays $2,277 Every Single Month .... or RUNS OUT in 5 Years?
An annuity purchased at 55 versus 60 can mean tens of thousands more in lifetime income — the math isn't even close. I show you the exact dollar difference so you can decide when to lock in your guaranteed paycheck. At Retirement Ready with Kim Saunders, we specialize exclusively in creating guaranteed retirement paychecks that you can never outlive. Because our focus is retirement income rather than ongoing investment management, we do not charge ongoing asset management fees. Learn how to turn your 401(k), traditional IRA, or cash savings into dependable lifetime income backed by top-rated insurance carriers. 📺Like what you hear in the video? Schedule a call with me here: https://go.retiringincome.com/talk 📘 Free Retirement Income Guide: https://retiringincome.com/wp-content/uploads/2025/12/FREE-INCOME-REPORT-WEBSITE-2.pdf 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝘄𝗶𝘁𝗵 𝗞𝗶𝗺 𝗔𝗯𝗼𝘂𝘁 𝗞𝗶𝗺:https://retiringincome.com/about-kim/ 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝘄𝗶𝘁𝗵 𝗞𝗶𝗺 𝗼𝗻 𝗟𝗶𝗻𝗸𝗲𝗱𝗶𝗻:https://www.linkedin.com/in/kim-saunders-8039791774sc/ 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝗪𝗶𝘁𝗵 𝗞𝗶𝗺 𝗼𝗻 𝗙𝗮𝗰𝗲𝗯𝗼𝗼𝗸:https://www.facebook.com/RETIREMENTREADY 𝗪𝗲𝗯𝘀𝗶𝘁𝗲: https://retiringincome.com/ 👍 Like this video and subscribe for weekly retirement income education. #annuity #retirementincome #incomeannuity
$150,000 Income Annuity at 55 vs 60: The Difference Is Huge!
A joint income annuity funded with $225,000 can pay a married couple guaranteed monthly income neither spouse can outlive. I run the real payout numbers so you can see exactly what a couple collects each month. At Retirement Ready with Kim Saunders, we specialize exclusively in creating guaranteed retirement paychecks that you can never outlive. Because our focus is retirement income rather than ongoing investment management, we do not charge ongoing asset management fees. Learn how to turn your 401(k), traditional IRA, or cash savings into dependable lifetime income backed by top-rated insurance carriers. 📺Like what you hear in the video? Schedule a call here: https://go.retiringincome.com/talk 📘 Free Retirement Income Guide: https://retiringincome.com/wp-content/uploads/2025/12/FREE-INCOME-REPORT-WEBSITE-2.pdf 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝘄𝗶𝘁𝗵 𝗞𝗶𝗺 𝗔𝗯𝗼𝘂𝘁 𝗞𝗶𝗺:https://retiringincome.com/about-kim/ 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝘄𝗶𝘁𝗵 𝗞𝗶𝗺 𝗼𝗻 𝗟𝗶𝗻𝗸𝗲𝗱𝗶𝗻:https://www.linkedin.com/in/kim-saunders-8039791774sc/ 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝗪𝗶𝘁𝗵 𝗞𝗶𝗺 𝗼𝗻 𝗙𝗮𝗰𝗲𝗯𝗼𝗼𝗸:https://www.facebook.com/RETIREMENTREADY 𝗪𝗲𝗯𝘀𝗶𝘁𝗲: https://retiringincome.com/ 👍 Like this video and subscribe for weekly retirement income education. #annuity #retirementincome #incomeannuity
$225,000 Annuity: How much Can a Couple Really Collect?
Subscribe
Scroll to Top